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Welcome to the Substitute Occupational Benefit Institution

The Substitute Occupational Benefit Institution is a national occupational benefits organisation. It acts on behalf of the Federal Government as a 2nd pillar safety net. It is the only benefits scheme in Switzerland that accepts any employer and any individual who wants to join, without exception, providing the statutory requirements are met.

FZK
Vested benefits accounts

FZK Vested benefits accounts

We manage your vested benefits from the time you leave your old benefits scheme until your reinstatement or until the benefits become payable.

LOB
Occupational benefits plans

LOB Occupational benefits plans

We insure employers’ staff and individuals who want voluntary occupational benefits insurance.

ALV
Unemployment insurance

ALV Unemployment insurance

We automatically insure all unemployed persons against the risks of invalidity and death for as long as they are receiving unemployment benefit.

WAK
Reinstatement control

WAK Reinstatement control

We are in charge of verifying whether or not an employer being subjected to staff paying LPP has joined a new pension fund after the resolution of an affiliation contract.



Performance

Perf. %

Cover %

FZK

   1.43

  107.24 

LOB

   2.26

  113.38

ALV

   2.17

  171.90

Total

   1.61

  110.64

   Status 30.04.2017 (YTD)

Legal principles

> Art. 11 LOB (reinstatement

   control) [German]

> Art. 60 LOB [German]

Art. 64 LOB (supervision)

   [German]

Contact







Stiftung
Auffangeinrichtung BVG
Management
Weststrasse 50
8003 Zurich